I’ll just try it with my insurance first, but if that doesn’t work I’ll give you guys a call

No one in their right mind would go to court and not have a lawyer. If you file a claim on your property without hiring a public adjuster that’s essentially what you’re choosing to do. Insurance carriers are not in the business of paying what they’re supposed to and will try to minimize or deny your claim completely. Once an insurance adjuster has denied a claim or paid as minimally as possible, they make it very hard to reopen the claim and pay you what they’re supposed to. The process could take 5-10x  longer than if you would have had Matrix Public Adjusters represent you in the first place. Make sure you have the proper representation when filing a claim on your property to insure you’re treated fairly.